Provincial Rates·Nova Scotia

Best Credit Union HISA Rates in Nova Scotia 2026

Compare high-interest savings account rates at Nova Scotia credit unions. Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC).

13 Nova Scotia credit unions with HISA ratesUp to $250,000 per insured category insured

13

Nova Scotia credit unions with published HISA rates

$250,000 per insured category

deposit insurance coverage in Nova Scotia

Verified

rates sourced from official credit union websites

HISA rates at Nova Scotia credit unions

Sorted by rate, highest first. Rates sourced directly from each credit union's official website.

View all Nova Scotia credit unions
CreditUnionDirectory.ca ReviewedHow we research →
1
Caisse Populaire De Clare Limitée logo

Caisse Populaire De Clare Limitée

NSMembers only
1.40%Jul 2, 2026
2
Valley Credit Union Limited logo

Valley Credit Union Limited

NSMembers only
1.25%Jul 2, 2026
3
Sydney Credit Union Limited logo

Sydney Credit Union Limited

NSMembers only
0.75%Jul 2, 2026
4
Mosaik Credit Union Limited logo

Mosaik Credit Union Limited

NSMembers only
0.60%Jul 2, 2026
5
Acadian Credit Union Limited logo

Acadian Credit Union Limited

NSMembers only
0.55%Jul 2, 2026
6
Coastal Financial Credit Union Limited logo

Coastal Financial Credit Union Limited

NSMembers only
0.55%Jul 2, 2026
7
East Coast Credit Union Limited logo

East Coast Credit Union Limited

NSMembers only
0.55%Jul 2, 2026
8
Nova Scotia Teachers Credit Union Limited logo

Nova Scotia Teachers Credit Union Limited

NSMembers only
0.45%Jul 2, 2026
9
Inova Credit Union Limited logo

Inova Credit Union Limited

NSMembers only
0.25%Jul 2, 2026
10
Credit Union Atlantic Limited logo

Credit Union Atlantic Limited

NSMembers only
0.15%Jul 2, 2026
11
Alterna Bank logo

Alterna Bank

ONOpen to all
1.05%Jul 2, 2026
12
Innovation Federal Credit Union logo

Innovation Federal Credit Union

SKOpen to all
0.60%Jul 2, 2026
13
Coast Capital Savings logo

Coast Capital Savings

BCOpen to all
0.30%Jul 2, 2026

Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.

Deposit insurance in Nova Scotia

Deposits at Nova Scotia credit unions are protected up to $250,000 per insured category by Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

If your deposits exceed $250,000 per insured category, consider spreading balances across multiple credit unions or account categories to stay fully covered.

Full deposit insurance guide

At a glance

InsurerNova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC)
Coverage limit$250,000 per insured category
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Nova Scotia?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.