East Coast Credit Union Limited
Member-owned banking across Nova Scotia, from Halifax to Cape Breton.
Overview
East Coast Credit Union is a member-owned Nova Scotia credit union serving communities from Halifax to Cape Breton, with roots dating to 1933.
No-Fee Chequing Accounts
Free*
- Minimum balance required
Specific thresholds vary by credit union. Visit East Coast Credit Union Limited's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.45% |
| 3-Year GIC | 2.70% |
| 5-Year GIC | 3.00% |
Pros
- • Deposit insurance up to $250,000 per category through NSCUDIC
- • No-fee chequing available with a minimum balance requirement
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Fewer specialized financial products and international banking services than other institutions
Best For
Products & Accounts
Membership Eligibility
Nova Scotia residents
Open to Nova Scotia residents. Born out of 2011 merger with Heritage Credit Union.
Deposit Protection
NSCUDIC
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network (ACCULINK)
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
