Valley Credit Union Limited
Member-owned credit union serving Nova Scotia's Annapolis Valley.
Overview
Valley Credit Union is a member-owned credit union serving Nova Scotia's Annapolis Valley, including Annapolis and Kings counties and Hantsport.
No-Fee Chequing Accounts
Free*
- Minimum balance required
Specific thresholds vary by credit union. Visit Valley Credit Union Limited's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.50% |
| 3-Year GIC | 2.80% |
| 5-Year GIC | 3.00% |
Pros
- • Deposit insurance up to $250,000 per category through NSCUDIC
- • No-fee chequing available with a minimum balance requirement
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Digital banking is functional but less polished than top-tier credit unions
Best For
Products & Accounts
Membership Eligibility
Nova Scotia residents
Open to residents of Nova Scotia. Membership requires purchase of a membership share.
Deposit Protection
NSCUDIC
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
