Credit Union Atlantic Limited logo

Credit Union Atlantic Limited

Proudly Serving Our Community Since 1948

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HQ: Dartmouth, NS
902-492-6500

Overview

Credit Union Atlantic (CUA) is a member-owned credit union serving the Halifax area of Nova Scotia, providing personal and business banking since 1948.

Founded
1948
Branches
8

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Credit Union Atlantic Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.15%up to
1-Year GIC2.45%
3-Year GIC2.60%
5-Year Fixed Mortgage6.09%

GIC Rate Ladder

TermRate
1-Year GIC2.45%
3-Year GIC2.60%
5-Year GIC2.85%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through NSCUDIC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Fewer specialized financial products and international banking services than other institutions

Best For

Residents of NS looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Nova Scotia residents

Open to residents of Nova Scotia. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

NSCUDIC

Coverage Limit

$250,000 per category

Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website