Acadian Credit Union Limited
Serving the greater Chéticamp region of Cape Breton.
Overview
Acadian Credit Union (Caisse Populaire Acadienne) is a member-owned credit union serving Chéticamp and surrounding areas of Cape Breton, Nova Scotia.
No-Fee Chequing Accounts
Free*
- Minimum balance required
Specific thresholds vary by credit union. Visit Acadian Credit Union Limited's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.55% |
| 3-Year GIC | 2.85% |
| 5-Year GIC | 3.05% |
Pros
- • Deposit insurance up to $250,000 per category through NSCUDIC
- • No-fee chequing available with a minimum balance requirement
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Small branch network limits in-person banking options outside the home region
- • Current rates are not consistently published on the website, contact the credit union directly for quotes
Best For
Products & Accounts
Membership Eligibility
Nova Scotia residents
Open to Nova Scotia residents.
Deposit Protection
NSCUDIC
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading


