Acadian Credit Union Limited logo

Acadian Credit Union Limited

Serving the greater Chéticamp region of Cape Breton.

Visit Website
HQ: Chéticamp, NS
902-224-2055

Overview

Acadian Credit Union (Caisse Populaire Acadienne) is a member-owned credit union serving Chéticamp and surrounding areas of Cape Breton, Nova Scotia.

Branches
1

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Acadian Credit Union Limited's website for current requirements.

Current Rates

Verified (Manually Checked)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.55%up to
1-Year GIC2.55%
3-Year GIC2.85%
5-Year Fixed MortgageNot available

GIC Rate Ladder

TermRate
1-Year GIC2.55%
3-Year GIC2.85%
5-Year GIC3.05%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through NSCUDIC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Small branch network limits in-person banking options outside the home region
  • • Current rates are not consistently published on the website, contact the credit union directly for quotes

Best For

Residents of NS looking for a local banking alternative

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans
Credit Cards

Membership Eligibility

StatusRestricted
Requirements:

Nova Scotia residents

Open to Nova Scotia residents.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

NSCUDIC

Coverage Limit

$250,000 per category

Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website