Nova Scotia Teachers Credit Union Limited
Member-owned credit union for Nova Scotia's education community.
Overview
Nova Scotia Teachers Credit Union (TeachersPlus) is a member-owned credit union serving Nova Scotia's education community, with programs tailored to educators such as Teachers' Pension buy-back loans.
No-Fee Chequing Accounts
$25.00/mo
Standard monthly chequing fee. No free-tier option available at this credit union.
Other account options may be available. Visit Nova Scotia Teachers Credit Union Limited's website for full pricing.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.55% |
| 3-Year GIC | 2.65% |
| 5-Year GIC | 2.95% |
Pros
- • Deposit insurance up to $250,000 per category through NSCUDIC
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • No no-fee chequing option, all chequing accounts carry a monthly fee
- • Small branch network limits in-person banking options outside the home region
Best For
Products & Accounts
Membership Eligibility
Nova Scotia teachers and education employees
Membership available to NS teachers, education staff, and their families.
Deposit Protection
NSCUDIC
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
