Best Credit Union
HISA Rates in Manitoba 2026
Compare high-interest savings account rates at Manitoba credit unions. Deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM).
18
Manitoba credit unions with published HISA rates
Unlimited
deposit insurance coverage in Manitoba
Verified
rates sourced from official credit union websites
HISA rates at Manitoba credit unions
Sorted by rate, highest first. Rates sourced directly from each credit union's official website.

Rosenort Credit Union Limited

Rosenort Credit Union Limited
Access Credit Union
Access Credit Union
Steinbach Credit Union
Steinbach Credit Union
Stride Credit Union Limited
Stride Credit Union Limited
Assiniboine Credit Union Limited
Assiniboine Credit Union Limited
Fusion Credit Union
Fusion Credit Union
Compass Credit Union Limited
Compass Credit Union Limited
Sunrise Credit Union Limited
Sunrise Credit Union Limited
Cambrian Credit Union Limited
Cambrian Credit Union Limited
Belgian-Alliance Credit Union
Belgian-Alliance Credit Union
Niverville Credit Union Limited
Niverville Credit Union Limited

Flin Flon Credit Union Limited

Flin Flon Credit Union Limited
Winnipeg Police Credit Union Limited
Winnipeg Police Credit Union Limited
Swan Valley Credit Union Limited
Swan Valley Credit Union Limited

Westoba Credit Union Limited

Westoba Credit Union Limited
Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.
Deposit insurance in Manitoba
Deposits at Manitoba credit unions are protected with no dollar limit by Deposit Guarantee Corporation of Manitoba (DGCM). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.
This means even large balances in a HISA at a Manitoba credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.
Full deposit insurance guideAt a glance
More reading
From the blog

Credit Unions
Louis Rossmann's Ownership Argument Applies to Your Bank, Too
How Louis Rossmann's broader fight for real consumer ownership, from John Deere tractors to Bambu Lab 3D printers, connects to the member-owned structure of Canadian credit unions and what it means for where you keep your money.

Investing
Is r/JustBuyXEQT a Cult? Canada's XEQT and 100% Equities
A measured look at the all-equity ETF that's become the default answer on Canadian personal-finance Reddit. What XEQT holds, how it compares to VEQT and ZEQT, what the research says about 100% equities, and where community confidence becomes a substitute for individual financial thinking.

Investing
The $10 Billion Canadians Pay for Mutual Fund Advice Each Year
On a typical mutual fund, fees can take more than half your investment growth. They come out before the return ever shows on your statement.

Credit Unions
Do Credit Unions Offer Free Chequing in Canada?
Free chequing is common at Canadian credit unions, with conditions that range from mild to none. What the three forms look like, how the bar to qualify compares with the Big Five, and what to confirm before signing up.
Looking beyond Manitoba?
Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.