Steinbach Credit Union
Competitive, flexible rates for all your personal and business mortgage, loan, saving, and investment needs.
Overview
Steinbach Credit Union is one of Manitoba's largest credit unions, offering personal, business, agriculture and wealth-management services.
No-Fee Chequing Accounts
$17.00/mo
Standard monthly chequing fee. No free-tier option available at this credit union.
Other account options may be available. Visit Steinbach Credit Union's website for full pricing.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.45% |
| 3-Year GIC | 3.60% |
| 5-Year GIC | 3.75% |
Pros
- • Unlimited deposit insurance through DGCM, no per-account dollar cap
- • Excellent digital banking with a full-featured mobile app and online access
- • Surcharge-free ATM access through THE EXCHANGE Network + Celero network
Cons
- • No no-fee chequing option, all chequing accounts carry a monthly fee
Best For
Products & Accounts
Membership Eligibility
Membership required; specific eligibility not detailed on provided pages.
Membership at Steinbach Credit Union is open to any Manitoba resident. You must live or work in Manitoba to join.
Deposit Protection
DGCM
Unlimited
Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network + Celero network (over 1,800 no-fee ATMs)
- Digital Ratingexcellent
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
