Belgian-Alliance Credit Union logo

Belgian-Alliance Credit Union

Your Belgian-heritage community credit union in Manitoba.

Visit Website
HQ: Winnipeg, MB
204-982-3400

Overview

Belgian-Alliance Credit Union is a member-owned credit union serving Winnipeg, Manitoba.

Branches
3

No-Fee Chequing Accounts

$16.50/mo
Standard monthly fee

$16.50/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Belgian-Alliance Credit Union's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings1.25%up to
1-Year GIC3.45%
3-Year GIC3.65%
5-Year Fixed Mortgage4.09%

GIC Rate Ladder

TermRate
1-Year GIC3.45%
3-Year GIC3.65%
5-Year GIC3.85%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through DGCM, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through the ding free® ATM Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of MB looking for a local banking alternativeHomebuyers seeking competitive mortgage rates

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans

Membership Eligibility

StatusRestricted
Requirements:

Manitoba residents

Originally serving the Belgian community in Manitoba; now open to all Manitoba residents.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

DGCM

Coverage Limit

Unlimited

Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website