Winnipeg Police Credit Union Limited logo

Winnipeg Police Credit Union Limited

Financial services for the Winnipeg Police Service community.

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HQ: Winnipeg, MB
204-944-1033

Overview

Winnipeg Police Credit Union is a member-owned Manitoba credit union in Winnipeg, serving the Winnipeg Police Service and the wider law-enforcement community along with their families.

Branches
3

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Winnipeg Police Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings0.90%up to
1-Year GIC3.50%
3-Year GIC3.65%
5-Year Fixed Mortgage4.29%

GIC Rate Ladder

TermRate
1-Year GIC3.50%
3-Year GIC3.65%
5-Year GIC3.90%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through DGCM, no per-account dollar cap
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Digital banking is functional but less polished than top-tier credit unions
  • • Small branch network limits in-person banking options outside the home region

Best For

Eligible members seeking personalized serviceGIC investors seeking competitive term ratesHomebuyers seeking competitive mortgage rates

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Winnipeg Police Service employees, families and supporters

Open to active and retired employees of the Winnipeg Police Service, employees in other Manitoba law enforcement fields, and their families, friends and supporters. New memberships require a referral from an existing member and board approval.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

DGCM

Coverage Limit

Unlimited

Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website