Swan Valley Credit Union Limited logo

Swan Valley Credit Union Limited

Serving members across the Swan Valley region of Manitoba.

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HQ: Swan River, MB
204-734-7828

Overview

Swan Valley Credit Union is a member-owned Manitoba credit union serving the Swan River area and the Swan Valley region.

Branches
2

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Swan Valley Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings0.55%up to
1-Year GIC3.30%
3-Year GIC3.50%
5-Year Fixed Mortgage3.95%

GIC Rate Ladder

TermRate
1-Year GIC3.30%
3-Year GIC3.50%
5-Year GIC3.65%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through DGCM, no per-account dollar cap
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Digital banking is functional but less polished than top-tier credit unions
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of MB looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Manitoba residents

Open to residents of Manitoba. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

DGCM

Coverage Limit

Unlimited

Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website