Cambrian Credit Union Limited
Free banking with competitive rates in Winnipeg and Selkirk
Overview
Cambrian Credit Union is a member-owned Manitoba credit union serving Winnipeg and Selkirk, focused on competitive rates and member value.
Founded
1959
Members
69,621
Assets
$5 billion
Branches
12
No-Fee Chequing Accounts
Verdict
Free*
To Qualify
Specific thresholds vary by credit union. Visit Cambrian Credit Union Limited's website for current requirements.
Current Rates
Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings1.40%up to
1-Year GIC3.45%
3-Year GIC3.60%
5-Year Fixed Mortgage3.99%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.45% |
| 3-Year GIC | 3.60% |
| 5-Year GIC | 3.85% |
Pros
- • Unlimited deposit insurance through DGCM, no per-account dollar cap
- • No-fee chequing available with direct deposit set up
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Fewer specialized financial products and international banking services than other institutions
Best For
Residents of MB looking for a local banking alternativeGIC investors seeking competitive term ratesHomebuyers seeking competitive mortgage rates
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
FHSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Membership Eligibility
StatusRestricted
Requirements:
Manitoba residents
Open to all Manitoba residents.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
DGCM
Coverage Limit
Unlimited
Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
