Provincial Rates·British Columbia

Best Credit Union HISA Rates in British Columbia 2026

Compare high-interest savings account rates at British Columbia credit unions. Deposits at British Columbia credit unions are protected with no dollar limit by Credit Union Deposit Insurance Corporation of BC (CUDIC).

27 British Columbia credit unions with HISA ratesUnlimited deposit insurance

27

British Columbia credit unions with published HISA rates

Unlimited

deposit insurance coverage in British Columbia

Verified

rates sourced from official credit union websites

HISA rates at British Columbia credit unions

Sorted by rate, highest first. Rates sourced directly from each credit union's official website.

View all British Columbia credit unions
CreditUnionDirectory.ca ReviewedHow we research →
1
Stellervista Credit Union logo

Stellervista Credit Union

BCMembers only
1.10%Jul 14, 2026
2
Kootenay Savings Credit Union logo

Kootenay Savings Credit Union

BCMembers only
1.00%Jul 14, 2026
3
Cascadia Credit Union logo

Cascadia Credit Union

BCMembers only
1.00%Jul 2, 2026
4
Lake View Credit Union logo

Lake View Credit Union

BCMembers only
1.00%Jul 14, 2026
5
Integris Credit Union logo

Integris Credit Union

BCMembers only
0.75%Jul 14, 2026
6
Sunshine Coast Credit Union logo

Sunshine Coast Credit Union

BCMembers only
0.75%Jul 14, 2026
7
Greater Vancouver Community Credit Union logo

Greater Vancouver Community Credit Union

BCMembers only
0.75%Jul 14, 2026
8
VantageOne Credit Union logo

VantageOne Credit Union

BCMembers only
0.75%Jul 14, 2026
9
Prospera Credit Union logo

Prospera Credit Union

BCMembers only
0.70%Jul 14, 2026
10
Beem Credit Union logo

Beem Credit Union

BCMembers only
0.70%Jul 2, 2026
11
Valley First, A Division of Tru Cooperative/First West Credit Union logo

Valley First, A Division of Tru Cooperative/First West Credit Union

BCMembers only
0.64%Jul 14, 2026
12
Island Savings, A Division of Tru Cooperative/First West Credit Union logo

Island Savings, A Division of Tru Cooperative/First West Credit Union

BCMembers only
0.64%Jul 14, 2026
13
Envision Financial, A Division of Tru Cooperative/First West Credit Union logo

Envision Financial, A Division of Tru Cooperative/First West Credit Union

BCMembers only
0.64%Jul 14, 2026
14
Tru Cooperative Bank | Formerly First West Credit Union logo

Tru Cooperative Bank | Formerly First West Credit Union

BCMembers only
0.64%Jul 14, 2026
15
Vancity logo

Vancity

BCMembers only
0.60%Jul 14, 2026

Rates shown are for standard non-registered savings accounts. Always verify the current rate directly with the credit union before opening an account.

Deposit insurance in British Columbia

Deposits at British Columbia credit unions are protected with no dollar limit by Credit Union Deposit Insurance Corporation of BC (CUDIC). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

This means even large balances in a HISA at a British Columbia credit union are fully protected. There is no need to split deposits across multiple institutions to stay within coverage limits.

Full deposit insurance guide

At a glance

InsurerCredit Union Deposit Insurance Corporation of BC (CUDIC)
Coverage limitUnlimited
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond British Columbia?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.