VantageOne Credit Union logo

VantageOne Credit Union

Full-service community banking in Vernon and the Okanagan.

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HQ: Edgewood, BC
250-269-7220

Overview

VantageOne Credit Union is a member-owned credit union serving Vernon and the North Okanagan region of British Columbia.

Members
16,000
Branches
5

No-Fee Chequing Accounts

$19.95/mo
Standard monthly fee

$19.95/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit VantageOne Credit Union's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings0.75%up to
1-Year GIC3.00%
3-Year GIC3.20%
5-Year Fixed Mortgage4.34%

GIC Rate Ladder

TermRate
1-Year GIC3.00%
3-Year GIC3.20%
5-Year GIC3.30%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through CUDIC, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through THE EXCHANGE Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee

Best For

Residents of BC looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

British Columbia residents

Open to residents of British Columbia. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDIC

Coverage Limit

Unlimited

BC's Credit Union Deposit Insurance Corporation (CUDIC), administered by the BC Financial Services Authority (BCFSA), provides unlimited protection on all eligible deposits.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website