Overview
StellerVista Credit Union is a member-owned British Columbia credit union formed in January 2023 through the merger of Heritage Credit Union and East Kootenay Community Credit Union, serving the Kootenay and Boundary regions.
No-Fee Chequing Accounts
Free*
- Minimum balance required
Specific thresholds vary by credit union. Visit Stellervista Credit Union's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.45% |
| 3-Year GIC | 2.55% |
| 5-Year GIC | 2.75% |
Pros
- • Unlimited deposit insurance through CUDIC, no per-account dollar cap
- • No-fee chequing available with a minimum balance requirement
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Fewer specialized financial products and international banking services than other institutions
Best For
Products & Accounts
Membership Eligibility
British Columbia residents
Open to residents of British Columbia. Membership requires purchase of a membership share.
Deposit Protection
CUDIC
Unlimited
BC's Credit Union Deposit Insurance Corporation (CUDIC), administered by the BC Financial Services Authority (BCFSA), provides unlimited protection on all eligible deposits.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM Networkding free® ATM Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
