Beem Credit Union
Discover a brighter way to bank in BC with Beem.
Overview
Beem Credit Union is a British Columbia credit union formed in January 2024 through the merger of Interior Savings and Gulf & Fraser, and expanded on January 1, 2025 when BlueShore Financial joined; it is one of the largest provincially regulated credit unions in Canada.
No-Fee Chequing Accounts
Free*
- Monthly usage cap
Specific thresholds vary by credit union. Visit Beem Credit Union's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.00% |
| 3-Year GIC | 3.20% |
| 5-Year GIC | 3.35% |
Pros
- • Unlimited deposit insurance through CUDIC, no per-account dollar cap
- • No-fee chequing available under a monthly transaction cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Fewer specialized financial products and international banking services than other institutions
Best For
Products & Accounts
Membership Eligibility
British Columbia residents
Open to residents of British Columbia. Membership requires purchase of a membership share.
Deposit Protection
CUDIC
Unlimited
BC's Credit Union Deposit Insurance Corporation (CUDIC), administered by the BC Financial Services Authority (BCFSA), provides unlimited protection on all eligible deposits.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM Networkding free® ATM Network
- Digital Ratinggood
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
