Provincial Rates·Newfoundland and Labrador

Best Credit Union HISA Rates in Newfoundland and Labrador 2026

Compare high-interest savings account rates at Newfoundland and Labrador credit unions. Deposits at Newfoundland and Labrador credit unions are protected up to $250,000 per type of deposit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador).

7 Newfoundland and Labrador credit unions with HISA ratesUp to $250,000 per type of deposit insured

7

Newfoundland and Labrador credit unions with published HISA rates

$250,000 per type of deposit

deposit insurance coverage in Newfoundland and Labrador

Verified

rates sourced from official credit union websites

Deposit insurance in Newfoundland and Labrador

Deposits at Newfoundland and Labrador credit unions are protected up to $250,000 per type of deposit by Credit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador). This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

If your deposits exceed $250,000 per type of deposit, consider spreading balances across multiple credit unions or account categories to stay fully covered.

Full deposit insurance guide

At a glance

InsurerCredit Union Deposit Guarantee Corporation (CUDGC Newfoundland and Labrador)
Coverage limit$250,000 per type of deposit
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Newfoundland and Labrador?

Some credit unions accept members from anywhere in Canada. Our national HISA rate rankings include every credit union in our directory, sorted by rate.