Atlantic Edge Credit Union Limited logo

Atlantic Edge Credit Union Limited

Experience banking that puts members first.

Visit Website
HQ: Marys Harbour, NL
709-921-6354

Overview

Atlantic Edge Credit Union is a member-owned Newfoundland and Labrador credit union formed on January 1, 2024 through the merger of Hamilton Sound, EasternEdge and Atlantic Edge credit unions, serving members through branches across the province.

Founded
2024
Members
24,000+
Assets
$576 million
Branches
15

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Atlantic Edge Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.55%up to
1-Year GIC2.50%
3-Year GIC3.20%
5-Year Fixed Mortgage4.69%

GIC Rate Ladder

TermRate
1-Year GIC2.50%
3-Year GIC3.20%
5-Year GIC2.75%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through CUDGC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Digital banking is functional but less polished than top-tier credit unions

Best For

Residents of NL looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Newfoundland and Labrador residents

Open to residents of Newfoundland and Labrador. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDGC

Coverage Limit

$250,000 per category

Credit Union Deposit Guarantee Corporation (CUDGC) provides $250,000 deposit protection per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website