WD Development
Sara McCullough, CFP, CFDS, CDFA, R.F.P.
CFP, CFDS, CDFA, R.F.P.
Pricing
What they charge
- Comprehensive plan starting at $5,300 (single payment, 12-month period)
- Modular planning $2,600 first module, $1,950 each subsequent
- Customized/complex at hourly rate $300/hr +tax
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee, Hourly
Client minimum
Not stated
Coverage
Kitchener, ON
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay WD Development
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Separation/divorce; family business (farm) succession
What's included
Services
Comprehensive planning, modular planning, personal planning, business/farm transition, separation & divorce financials
Work with WD Development
Advice-only and commission-free, CFP, CFDS, CDFA, R.F.P.
Independently listed in our fee-only directory. Last checked June 2026.
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