VAVE Financial Planning logo

VAVE Financial Planning

Nicholas Hui, CFP, TEP, MBA, P.Eng

CFP, TEP, MBA, P.Eng

Markham, ON · Virtual across Canada Advice-only, commission-free
Flat-feeSubscriptionAdvice-onlyVisit website

Pricing

What they charge

  • Comprehensive Financial Plan $4,000 + tax (2 installments), incl. 2 months money coaching, then $125/month
  • Retirement Consultation $1,500 + tax
  • Money Coaching $125/month
  • Advanced Financial Plan from $6,000
  • Estate Plan from $5,000
  • Portfolio Review from $1,500
  • Modular analysis from $1,500

Fees are listed as the firm states them. Confirm current pricing with the planner directly.

Fee model

Flat-fee, Subscription

Client minimum

Not stated

Coverage

Markham, ON · Virtual across Canada

Verified

June 2026

Why advice-only

Fees that don't grow with your savings

Year 1Year 10
1% of assets starts near $5,000 a year and climbs as savings grow
Advice-only stays a flat fee for the work

Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →

What you pay VAVE Financial Planning

Flat-feeSubscription

Paid directly by you, for the advice and the plan.

What you never pay

  • Product commissions
  • A percentage of your portfolio
  • Trailing fees on funds
  • Sales loads or exit charges

Specialty

Areas of focus

Technical professionals, early-career, young families; FIRE

What's included

Services

Comprehensive planning, retirement consultations, money coaching, estate planning, portfolio review, modular/scenario planning

Work with VAVE Financial Planning

Advice-only and commission-free, CFP, TEP, MBA, P.Eng

Independently listed in our fee-only directory. Last checked June 2026.

Visit website

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