Stewart & Kett Financial Advisors Inc.
Cynthia Kett, CPA, CFP, TEP, MFA-P (team)
CPA, CFP, FP Canada Fellow, TEP, MFA-P
Pricing
What they charge
- Discovery & Assessment minimum $3,000
- first-year minimum annual retainer $10,000
- subsequent years minimum annual retainer $6,000
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee
Client minimum
Effective minimum via $3,000 discovery + $10,000 first-year retainer
Coverage
Toronto, ON (also Calgary, AB)
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Stewart & Kett Financial Advisors Inc.
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Comprehensive advice-only wealth planning for complex situations
What's included
Services
Comprehensive wealth planning, tax planning, investment portfolio oversight (independent oversight; screens/refers outside portfolio managers, no asset management), insurance & risk assessment, estate planning & administration, charitable giving
Work with Stewart & Kett Financial Advisors Inc.
Advice-only and commission-free, CPA, CFP, FP Canada Fellow, TEP, MFA-P
Independently listed in our fee-only directory. Last checked June 2026.
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