Ripple Financial Planning
Steven Arnott
Pricing
What they charge
- Review and Recommendations $800
- Custom Financial Plan $1,800 individual / $2,200 combined household / +$500 to add a corporation
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee
Client minimum
Not stated
Coverage
Ontario, Canada
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Ripple Financial Planning
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Advice-only planning for low- to middle-income, early- to mid-career Canadians
What's included
Services
Advice-only planning via one-time engagements or ongoing relationship; investment review (no product sales, no asset management), debt/savings planning, major financial decisions, retirement, tax, insurance needs, education planning
Work with Ripple Financial Planning
Advice-only and commission-free
Independently listed in our fee-only directory. Last checked June 2026.
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