Rags to Reasonable
Chris Enns, CFP
CFP
Pricing
What they charge
- Financial Stability $1,850+
- Financial Sustainability (comprehensive) $2,750+
- both include 5 months of support
- pay-what-you-can options also offered
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee
Client minimum
Not stated
Coverage
Virtual across Canada
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Rags to Reasonable
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Artists & creatives, digital nomads, variable-income earners, self-employed
What's included
Services
Advice-only planning, money coaching, variable/self-employed cash flow, debt repayment, comprehensive planning, pay-what-you-can
Work with Rags to Reasonable
Advice-only and commission-free, CFP
Independently listed in our fee-only directory. Last checked June 2026.
Keep comparing
More fee-only planners
A Money Maker Mindset
Lori Curtiss, MBA, CFP, CFBS
Fee model
Coverage
Virtual across Canada
Financial psychology / behavioural finance
ABZ Financial Planning
Jason Flynn, CFP
Fee model
Coverage
Virtual across Canada
DIY investors; family caregivers (RDSP, DTC, Henson Trust); RCMP members
Alaphia Financial Wellness
Natasha Knox, CFP, TEP, FBS
Fee model
Coverage
Virtual across Canada
Financial therapy; sudden wealth; purpose-driven millennials/GenX