Panorama Financial Planning Inc.
Jim Pan, CFP, CLU, MFA-P
CFP, CLU, MFA-P
Pricing
What they charge
- Clarity Session $750 one-time
- Foundation $350/mo ($950 onboarding, 12-mo min, Year 1 $4,800)
- Partnership $450/mo ($1,950 onboarding, Year 1 $6,900)
- CFO $600/mo ($2,850 onboarding, Year 1 $9,450
- ~$7,200/yr from Year 2). Add-ons: +$100/mo per additional corporation
- +$50/mo per rental property
- +$100/mo trust planning. All + GST/HST
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee, Subscription
Client minimum
12-month minimum on ongoing programs (no asset minimum)
Coverage
Richmond, BC · Virtual across Canada
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Panorama Financial Planning Inc.
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
High-income & incorporated professionals (physicians, dentists, lawyers, tech); families 30s-40s
What's included
Services
Ongoing advice-only planning (retirement, investments/IPS, tax, insurance, estate), equity comp (RSUs/options/ESPP), CCPC optimization & salary/dividend, corporate tax & succession, CPA coordination, second-opinion sessions
Work with Panorama Financial Planning Inc.
Advice-only and commission-free, CFP, CLU, MFA-P
Independently listed in our fee-only directory. Last checked June 2026.
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