Money Architect Financial Planning
Russell Sawatsky, CFP, CIM
CFP, CIM
Pricing
What they charge
- Minimum sliding-scale fee to design a full financial plan $1,000 (own site labels this 'For 2019')
- design fee includes 5 hours implementation coaching, additional at hourly rate
- annual plan maintenance currently 10% of the design fee
- sliding scale by household income & net worth
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee, Hourly
Client minimum
Not stated
Coverage
London, ON · Virtual across Canada
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Money Architect Financial Planning
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Comprehensive household plans; DIY investors
What's included
Services
Comprehensive planning (net worth & cash flow, investment, insurance, tax, retirement, estate), implementation coaching, annual updates
Work with Money Architect Financial Planning
Advice-only and commission-free, CFP, CIM
Independently listed in our fee-only directory. Last checked June 2026.
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