Merrick Financial Inc.
Chris Merrick, CFP (firm also incl. Daisy Xiao, CFP, CIM)
CFP
Pricing
What they charge
- Hourly advice $445+HST (personal), $695+HST (business owner)
- Mid-life planning $2,500-$4,500+HST
- Corporate/business-owner $5,000-$7,000+HST
- Retirement planning assessment $3,500-$6,500+HST
- Ongoing support $125/mo (individuals) or $175/mo (corporate) +HST
- Starter Plan platform $9/mo +HST
- 90-min deep-dive $1,250 (personal)/$1,650 (business owner) +HST
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee, Hourly, Subscription
Client minimum
Not stated
Coverage
Toronto (East York), ON
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Merrick Financial Inc.
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
High-earning professionals; retirees; business owners; corporate planning
What's included
Services
Comprehensive planning, retirement, corporate/business-owner planning, hourly advice, ongoing support, DIY Starter Plan platform
Work with Merrick Financial Inc.
Advice-only and commission-free, CFP
Independently listed in our fee-only directory. Last checked June 2026.
Keep comparing
More fee-only planners
A Money Maker Mindset
Lori Curtiss, MBA, CFP, CFBS
Fee model
Coverage
Virtual across Canada
Financial psychology / behavioural finance
ABZ Financial Planning
Jason Flynn, CFP
Fee model
Coverage
Virtual across Canada
DIY investors; family caregivers (RDSP, DTC, Henson Trust); RCMP members
Alaphia Financial Wellness
Natasha Knox, CFP, TEP, FBS
Fee model
Coverage
Virtual across Canada
Financial therapy; sudden wealth; purpose-driven millennials/GenX