Hammond Financial
Andy Hammond, CPA, CA
CPA, CA
Pricing
What they charge
- Fees based on time, quoted up front. Goal setting $700-900
- income & expenditure projections $900-1,400
- net worth summary $700-900
- retirement & life-event planning $2,000-3,000
- education planning $700-1,000
- investment policy statement $700-900
- debt plan $600-1,500
- RRSP/TFSA/debt analysis $600-1,000
- insurance adequacy $500-700
- full financial plan $2,900-3,700
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee, Hourly
Client minimum
Not stated
Coverage
Eastern GTA / Durham Region, ON
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Hammond Financial
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Unbiased fee-only planning across all ages; retirement
What's included
Services
Wealth-creation planning, retirement, education, debt management, goal setting, net worth & cash flow projections, insurance needs review (advice, not sales)
Work with Hammond Financial
Advice-only and commission-free, CPA, CA
Independently listed in our fee-only directory. Last checked June 2026.
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