fPlan Advisory Inc.
Julien Bouchy-Picon, CFP
CFP
Pricing
What they charge
- Individual plan $1,200
- Couple $1,450
- 60-min advisory meeting $250
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee
Client minimum
No minimum
Coverage
Ontario · Virtual across Canada (excl. Quebec)
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay fPlan Advisory Inc.
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Early retirement; public servants (Workforce Adjustment)
What's included
Services
Retirement (savings strategy, tax-optimized decumulation, CPP/OAS), asset allocation review, cash-flow & net-worth modeling, RESP, insurance analysis, estate planning
Work with fPlan Advisory Inc.
Advice-only and commission-free, CFP
Independently listed in our fee-only directory. Last checked June 2026.
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