Clarity Personal Finance
Anita Bruinsma, CFP, CFA
CFP, CFA
Pricing
What they charge
- Financial Roadmap $1,800/person, $2,600/couple + HST
- plus Portfolio Review, Retirement Planning, Investment Coaching (separate pricing)
Fees are listed as the firm states them. Confirm current pricing with the planner directly.
Fee model
Flat-fee
Client minimum
No minimum
Coverage
Toronto, Ontario · Virtual across Canada
Verified
June 2026
Why advice-only
Fees that don't grow with your savings
Illustration on a $500,000 portfolio growing 5% a year. Run your own numbers →
What you pay Clarity Personal Finance
Paid directly by you, for the advice and the plan.
What you never pay
- Product commissions
- A percentage of your portfolio
- Trailing fees on funds
- Sales loads or exit charges
Specialty
Areas of focus
Coaching & DIY investing education; simpler/younger (20s-40s) situations
What's included
Services
Financial Roadmap (lighter plan), Portfolio Review, Retirement Planning, Investment Coaching (DIY)
Work with Clarity Personal Finance
Advice-only and commission-free, CFP, CFA
Independently listed in our fee-only directory. Last checked June 2026.
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