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UNI Financial Corporation

UNI Financial Cooperation (trade name of Caisse populaire acadienne ltée)

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HQ: Caraquet, NB

Overview

UNI (trade name of Caisse populaire acadienne ltée) is a New Brunswick credit union offering retail and business banking, term savings and wealth services in English and French.

Founded
1936
Members
178,000
Assets
$5.5 billion
Branches
35

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit UNI Financial Corporation's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest SavingsNot available
1-Year GIC2.50%
3-Year GIC2.80%
5-Year Fixed Mortgage4.64%

GIC Rate Ladder

TermRate
1-Year GIC2.50%
3-Year GIC2.80%
5-Year GIC3.15%
See detailed rate history per product

Pros

  • • Deposit insurance up to $100,000 per category through CDIC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Fewer specialized financial products and international banking services than other institutions

Best For

Residents of NB looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
FHSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

New Brunswick residents

Primarily serves Francophone Acadian New Brunswickers. Open to NB residents; main focus is the Acadian French-speaking community.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CDIC

Coverage Limit

$100,000 per category

Uni Financial Corporation is insured by CDIC (Canada Deposit Insurance Corporation) at $100,000 per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website