Ukrainian Credit Union Limited logo

Ukrainian Credit Union Limited

Ukrainian-Canadian credit union serving communities across Ontario.

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HQ: Ottawa, ON
613-288-0206

Overview

Ukrainian Credit Union is an Ontario credit union founded in 1944, serving the Ukrainian-Canadian community through 16 locations across Ontario.

Founded
1944
Members
29,000
Assets
$1.3 billion
Branches
16

No-Fee Chequing Accounts

$0.00
Verdict

Free

Available with no minimum balance or monthly usage limits.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings1.10%up to
1-Year GIC2.75%
3-Year GIC3.05%
5-Year Fixed Mortgage4.49%

GIC Rate Ladder

TermRate
1-Year GIC2.75%
3-Year GIC3.05%
5-Year GIC3.35%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through FSRA
  • • No-fee chequing with no minimum balance or monthly transaction cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Digital banking is functional but less polished than top-tier credit unions

Best For

Eligible members seeking personalized serviceMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Ontario residents

Open to residents of Ontario. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

FSRA

Coverage Limit

Unlimited in registered accounts. $250,000 per category in non-registered.

Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website