Transcanada Credit Union
Member-owned banking serving Central Alberta since 1952.
Overview
Transcanada Credit Union is a member-owned credit union based in Calgary, Alberta, offering savings, GICs and registered plans; membership is open to Canadian residents aged 18 to 71.
Branches
1
Current Rates
Verified (Official Source)· Last checked Jul 2, 2026 (12d ago)
High Interest Savings1.50%up to
1-Year GIC3.30%
3-Year GIC3.35%
5-Year Fixed Mortgage3.99%
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.30% |
| 3-Year GIC | 3.35% |
| 5-Year GIC | 3.35% |
Pros
- • Unlimited deposit insurance through CUDGC, no per-account dollar cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • Small branch network limits in-person banking options outside the home region
Best For
Eligible members seeking personalized serviceSavers seeking above-average deposit ratesHomebuyers seeking competitive mortgage rates
Products & Accounts
Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance
Membership Eligibility
StatusRestricted
Requirements:
Alberta residents
Open to residents of Alberta. Membership requires purchase of a membership share.
Membership Share (Fee)$5 share purchase
Deposit Protection
Insuring Body
CUDGC
Coverage Limit
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Alberta credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratinggood
About This Data
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
