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The Credit Union Limited

Member-owned, full-service credit union in New Brunswick.

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HQ: Dalhousie, NB
506-684-5697

Overview

The Credit Union (NB) is a member-owned, full-service credit union serving communities in New Brunswick.

Branches
1

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit The Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest SavingsNot available
1-Year GICNot available
3-Year GICNot available
5-Year Fixed Mortgage6.19%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through NBCUDIC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Small branch network limits in-person banking options outside the home region
  • • Current rates are not consistently published on the website, contact the credit union directly for quotes

Best For

Residents of NB looking for a local banking alternative

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans

Membership Eligibility

StatusRestricted
Requirements:

New Brunswick residents

Open to residents of New Brunswick. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

NBCUDIC

Coverage Limit

$250,000 per category

New Brunswick Credit Union Deposit Insurance Corporation (NBCUDIC) provides $250,000 deposit protection per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website