St. Joseph's Credit Union Limited
Member-owned credit union serving Isle Madame, Nova Scotia.
Overview
St. Joseph's Credit Union is a member-owned credit union based in Petit-de-Grat on Isle Madame, Nova Scotia, offering personal and business banking to the local community.
No-Fee Chequing Accounts
Free*
- Minimum balance required
- Monthly usage cap
Specific thresholds vary by credit union. Visit St. Joseph's Credit Union Limited's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.55% |
| 3-Year GIC | 2.85% |
| 5-Year GIC | 3.05% |
Pros
- • Deposit insurance up to $250,000 per category through NSCUDIC
- • No-fee chequing available with a minimum balance and monthly transaction cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Small branch network limits in-person banking options outside the home region
- • Current rates are not consistently published on the website, contact the credit union directly for quotes
Best For
Products & Accounts
Membership Eligibility
Nova Scotia residents
Open to residents of Nova Scotia. Membership requires purchase of a membership share.
Deposit Protection
NSCUDIC
$250,000 per category
Nova Scotia Credit Union Deposit Insurance Corporation (NSCUDIC) protects deposits up to $250,000 per eligible category.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
