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Servus Credit Union

Feel good about your money.

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HQ: Edmonton, AB

Overview

Servus Credit Union is an Alberta-based credit union offering personal and business banking, mortgages, investments, and insurance products. Connect First Credit Union is now part of Servus Credit Union

Founded
1938
Members
380,000+
Assets
$18 billion
Branches
100

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Servus Credit Union's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (12d ago)
High Interest Savings0.75%up to
1-Year GIC3.10%
3-Year GIC3.10%
5-Year Fixed Mortgage4.54%

GIC Rate Ladder

TermRate
1-Year GIC3.10%
3-Year GIC3.10%
5-Year GIC3.35%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through CUDGC, no per-account dollar cap
  • • No-fee chequing available with a minimum balance requirement
  • • Excellent digital banking with a full-featured mobile app and online access

Cons

  • • Fewer specialized financial products and international banking services than other institutions

Best For

Residents of AB looking for a local banking alternativeFarmers and agricultural businessesMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
USD Accounts
GICs
RRSP
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Agriculture
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Membership required; see Servus for full membership criteria.

Anyone who lives, works, worships, or attends school in Alberta can join Servus Credit Union.

Membership Share (Fee)$1 share purchase

Deposit Protection

Insuring Body

CUDGC

Coverage Limit

Unlimited

Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Alberta credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network (no-fee ATMs across Canada)
  • Digital Ratingexcellent
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website