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Rocky Credit Union

Trusted banking for Central Alberta members since 1952

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HQ: Rocky Mountain House, AB
403-845-2861

Overview

Rocky Credit Union is a member-owned credit union serving Central Alberta.

Founded
1944
Members
7,597
Assets
$474 million
Branches
1

No-Fee Chequing Accounts

$13.50/mo
Standard monthly fee

$13.50/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Rocky Credit Union's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (12d ago)
High Interest Savings0.70%up to
1-Year GIC2.30%
3-Year GIC2.70%
5-Year Fixed Mortgage4.19%

GIC Rate Ladder

TermRate
1-Year GIC2.30%
3-Year GIC2.70%
5-Year GIC2.50%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through CUDGC, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through THE EXCHANGE Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of AB looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Alberta residents

Open to residents of Alberta. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDGC

Coverage Limit

Unlimited

Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Alberta credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website