Prosperity Credit Union
Community-driven rural Saskatchewan credit union.
Overview
Prosperity Credit Union is a rural Saskatchewan credit union formed January 1, 2025 from the amalgamation of Prairie Centre, Diamond North and Cypress credit unions; Foam Lake Credit Union joined effective January 1, 2026.
No-Fee Chequing Accounts
$25.00/mo
Standard monthly chequing fee. No free-tier option available at this credit union.
Other account options may be available. Visit Prosperity Credit Union's website for full pricing.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 2.72% |
| 3-Year GIC | 2.72% |
| 5-Year GIC | 2.92% |
Pros
- • Unlimited deposit insurance through CUDGC, no per-account dollar cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
- • Surcharge-free ATM access through THE EXCHANGE Network
Cons
- • No no-fee chequing option, all chequing accounts carry a monthly fee
- • Digital banking is functional but less polished than top-tier credit unions
Best For
Products & Accounts
Membership Eligibility
Saskatchewan residents
Prosperity Credit Union formed January 1, 2025 from Prairie Centre, Cypress and Diamond North Credit Unions.
Deposit Protection
CUDGC
Unlimited
Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
