Pathwise Credit Union Limited
Member-owned Durham Region credit union, formerly Auto Workers Community Credit Union.
Overview
Pathwise Credit Union is an Ontario credit union founded in 1938 as the Auto Workers Credit Union to serve Oshawa GM workers; it merged with Orono District Credit Union in 1991 and rebranded as Pathwise in 2020, serving Durham Region.
No-Fee Chequing Accounts
Free*
- Minimum balance required
Specific thresholds vary by credit union. Visit Pathwise Credit Union Limited's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.10% |
| 3-Year GIC | 3.30% |
| 5-Year GIC | 3.55% |
Pros
- • Deposit insurance up to $250,000 per category through FSRA
- • No-fee chequing available with a minimum balance requirement
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Digital banking is functional but less polished than top-tier credit unions
- • Small branch network limits in-person banking options outside the home region
Best For
Products & Accounts
Membership Eligibility
Ontario residents
Open to residents of Ontario. Membership requires purchase of a membership share.
Deposit Protection
FSRA
Unlimited in registered accounts. $250,000 per category in non-registered.
Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
