Moya Financial Credit Union Limited
Putting the personal in banking.
Overview
Moya Financial is a member-owned Ontario credit union established in January 2016 through the merger of Krek Slovenian and Slovenia Parishes credit unions, serving the Slovenian community and southern Ontario.
No-Fee Chequing Accounts
Free
Available with no minimum balance or monthly usage limits.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.10% |
| 3-Year GIC | 3.10% |
| 5-Year GIC | 3.10% |
Pros
- • Deposit insurance up to $250,000 per category through FSRA
- • No-fee chequing with no minimum balance or monthly transaction cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Digital banking is functional but less polished than top-tier credit unions
Best For
Products & Accounts
Membership Eligibility
Ontario residents
Originally founded as TTC Employees Credit Union; after merger with Pace Savings, became Moya Financial Credit Union and is now open to Ontario residents broadly. $50 membership share purchase required.
Deposit Protection
FSRA
Unlimited in registered accounts. $250,000 per category in non-registered.
Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
