Me-Dian Credit Union logo

Me-Dian Credit Union

Open to all Manitobans, with a focus on Indigenous members.

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HQ: Winnipeg, MB
204-943-9111

Overview

Me-Dian Credit Union is a member-owned Manitoba credit union with branches in Winnipeg and Grand Rapids, open to all Manitobans with a focus on serving Indigenous members.

Branches
1

No-Fee Chequing Accounts

$16.99/mo
Standard monthly fee

$16.99/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Me-Dian Credit Union's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest SavingsNot available
1-Year GIC3.35%
3-Year GIC3.45%
5-Year Fixed Mortgage3.95%

GIC Rate Ladder

TermRate
1-Year GIC3.35%
3-Year GIC3.45%
5-Year GIC3.55%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through DGCM, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through the ding free® ATM Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of MB looking for a local banking alternativeHomebuyers seeking competitive mortgage rates

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans

Membership Eligibility

StatusRestricted
Requirements:

Open to all; Indigenous members have full voting rights

Open to Indigenous and non-Indigenous individuals, families, businesses and organizations. Indigenous members hold voting rights; non-Indigenous join as associate (non-voting) members. $5 share purchase required.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

DGCM

Coverage Limit

Unlimited

Deposit Guarantee Corporation of Manitoba (DGCM) provides unlimited deposit protection on all deposits at Manitoba credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM Networkding free® ATM Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website