Kingston Community Credit Union
Cooperative banking where profits have a higher purpose
Overview
Kingston Community Credit Union is a member-owned Ontario credit union founded in 1957, open to those who work or reside in Ontario, with three branches in Kingston.
No-Fee Chequing Accounts
Free*
- Monthly usage cap
Specific thresholds vary by credit union. Visit Kingston Community Credit Union's website for current requirements.
Current Rates
GIC Rate Ladder
| Term | Rate |
|---|---|
| 1-Year GIC | 3.00% |
| 3-Year GIC | 3.20% |
| 5-Year GIC | 3.60% |
Pros
- • Deposit insurance up to $250,000 per category through FSRA
- • No-fee chequing available under a monthly transaction cap
- • Solid digital banking with mobile app, online banking, and Interac e-Transfer
Cons
- • Digital banking is functional but less polished than top-tier credit unions
- • Small branch network limits in-person banking options outside the home region
Best For
Products & Accounts
Membership Eligibility
Ontario residents
Open to residents of Ontario. Membership requires purchase of a membership share.
Deposit Protection
FSRA
Unlimited in registered accounts. $250,000 per category in non-registered.
Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.
Digital & Access
- Mobile App
- Online Banking
- Interac e-Transfer
- ATM NetworkTHE EXCHANGE Network
- Digital Ratingfair
Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.
Official WebsiteRelated reading
