Kindred Credit Union Limited logo

Kindred Credit Union Limited

Values-centred banking that empowers you to make peace with your money.

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HQ: Elmira, ON
519-669-1529

Overview

Kindred Credit Union is a values-based Ontario credit union founded in 1964 by Waterloo County Mennonites, serving members across southwestern Ontario through eight branches.

Founded
1964
Members
29,340
Assets
$2.5 billion
Branches
8

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Kindred Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings1.00%up to
1-Year GIC3.20%
3-Year GIC3.75%
5-Year Fixed Mortgage4.75%

GIC Rate Ladder

TermRate
1-Year GIC3.20%
3-Year GIC3.75%
5-Year GIC3.75%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through FSRA
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Fewer specialized financial products and international banking services than other institutions

Best For

Residents of ON looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Ontario residents

Open to residents of Ontario. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

FSRA

Coverage Limit

Unlimited in registered accounts. $250,000 per category in non-registered.

Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website