Fort York Community Credit Union Limited logo

Fort York Community Credit Union Limited

Member-owned community credit union in Toronto.

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HQ: Toronto, ON
416-530-6474

Overview

Fort York Community Credit Union is a member-owned Toronto credit union, chartered in 1950 as the Massey Ferguson Employees' Credit Union and renamed in 1978, with branches at St. Joseph's Health Centre and St. Michael's Hospital.

Founded
1950
Members
1,500+
Branches
2

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Fort York Community Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 14, 2026 (0d ago)
High Interest Savings1.50%up to
1-Year GIC2.75%
3-Year GICNot available
5-Year Fixed MortgageNot available
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through FSRA
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Current rates are not consistently published on the website, contact the credit union directly for quotes
  • • Digital banking is functional but less polished than top-tier credit unions

Best For

Residents of ON looking for a local banking alternative

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
Mortgages
Personal Loans

Membership Eligibility

StatusRestricted
Requirements:

Ontario residents

Originally serving specific community; now broadly open to Ontario residents.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

FSRA

Coverage Limit

Unlimited in registered accounts. $250,000 per category in non-registered.

Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website