Edam Credit Union Limited logo

Edam Credit Union Limited

Member-owned banking in Edam, Saskatchewan.

Visit Website
HQ: Edam, SK
306-397-2242

Overview

Edam Credit Union is a member-owned Saskatchewan credit union founded in 1943, serving Edam and the surrounding area.

Founded
1943
Assets
$92.3 million
Branches
1

No-Fee Chequing Accounts

$12.00/mo
Standard monthly fee

$12.00/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Edam Credit Union Limited's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.85%up to
1-Year GIC2.65%
3-Year GIC2.85%
5-Year Fixed Mortgage4.49%

GIC Rate Ladder

TermRate
1-Year GIC2.65%
3-Year GIC2.85%
5-Year GIC2.95%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through CUDGC, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through THE EXCHANGE Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of SK looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Saskatchewan residents

Open to residents of Saskatchewan. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDGC

Coverage Limit

Unlimited

Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website