Beaubear Credit Union Limited logo

Beaubear Credit Union Limited

Member-owned banking in the Miramichi region of New Brunswick.

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HQ: Miramichi, NB
506-622-4532

Overview

Beaubear Credit Union is a locally owned, full-service credit union serving the Miramichi region of New Brunswick, with two branches.

Founded
1938
Branches
2

No-Fee Chequing Accounts

$0.00*
Verdict

Free*

To Qualify
  • Minimum balance required

Specific thresholds vary by credit union. Visit Beaubear Credit Union Limited's website for current requirements.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.05%up to
1-Year GIC2.55%
3-Year GIC2.85%
5-Year Fixed Mortgage4.29%

GIC Rate Ladder

TermRate
1-Year GIC2.55%
3-Year GIC2.85%
5-Year GIC3.05%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through NBCUDIC
  • • No-fee chequing available with a minimum balance requirement
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer

Cons

  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of NB looking for a local banking alternativeMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

New Brunswick residents

Open to residents of New Brunswick. Membership requires purchase of a membership share.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

NBCUDIC

Coverage Limit

$250,000 per category

New Brunswick Credit Union Deposit Insurance Corporation (NBCUDIC) provides $250,000 deposit protection per eligible category.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Always verify rates directly on the official website before making financial decisions.

Official Website