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Affinity Credit Union

Saskatchewan's largest credit union

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HQ: Saskatoon, SK
1.866.863.6237

Overview

Affinity Credit Union is Saskatchewan's largest credit union, formed on January 1, 2005 and serving members across the province.

Founded
2005
Members
140,000+
Assets
$8.5 billion
Branches
50

No-Fee Chequing Accounts

$13.00/mo
Standard monthly fee

$13.00/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Affinity Credit Union's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (13d ago)
High Interest Savings0.80%up to
1-Year GIC2.70%
3-Year GIC2.85%
5-Year Fixed Mortgage3.99%

GIC Rate Ladder

TermRate
1-Year GIC2.70%
3-Year GIC2.85%
5-Year GIC3.10%
See detailed rate history per product

Pros

  • • Unlimited deposit insurance through CUDGC, no per-account dollar cap
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through THE EXCHANGE Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee

Best For

Residents of SK looking for a local banking alternativeHomebuyers seeking competitive mortgage ratesFarmers and agricultural businesses

Products & Accounts

Chequing
HISA
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Agriculture

Membership Eligibility

StatusRestricted
Requirements:

Must live or work in Saskatchewan

Membership is open to residents or those working in Saskatchewan.

Membership Share (Fee)$5 share purchase

Deposit Protection

Insuring Body

CUDGC

Coverage Limit

Unlimited

Credit Union Deposit Guarantee Corporation (CUDGC) provides unlimited deposit protection on all deposits at Saskatchewan credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratinggood
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website