Adjala Credit Union Limited logo

Adjala Credit Union Limited

Community credit union in Colgan, Ontario, a division of St. Stanislaus - St. Casimir's Polish Parishes Credit Union.

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HQ: Colgan, ON
905-936-2761

Overview

Adjala Savings is an Ontario credit union founded in 1946 in Colgan, operating as a division of St. Stanislaus - St. Casimir's Polish Parishes Credit Union.

Founded
1946
Branches
1

No-Fee Chequing Accounts

$10.00/mo
Standard monthly fee

$10.00/mo

Standard monthly chequing fee. No free-tier option available at this credit union.

Other account options may be available. Visit Adjala Credit Union Limited's website for full pricing.

Current Rates

Verified (Official Source)· Last checked Jul 2, 2026 (12d ago)
High Interest SavingsNot available
1-Year GIC2.20%
3-Year GIC2.25%
5-Year Fixed Mortgage4.49%

GIC Rate Ladder

TermRate
1-Year GIC2.20%
3-Year GIC2.25%
5-Year GIC2.30%
See detailed rate history per product

Pros

  • • Deposit insurance up to $250,000 per category through FSRA
  • • Solid digital banking with mobile app, online banking, and Interac e-Transfer
  • • Surcharge-free ATM access through THE EXCHANGE Network

Cons

  • • No no-fee chequing option, all chequing accounts carry a monthly fee
  • • Small branch network limits in-person banking options outside the home region

Best For

Residents of ON looking for a local banking alternativeGIC investors seeking competitive term ratesMembers wanting full-service banking with investment options

Products & Accounts

Chequing
Savings
GICs
RRSP
TFSA
RRIF
Mortgages
Personal Loans
Credit Cards
Business
Investments
Insurance

Membership Eligibility

StatusRestricted
Requirements:

Ontario residents

Membership Share (Fee)$100 share purchase

Deposit Protection

Insuring Body

FSRA

Coverage Limit

Unlimited in registered accounts. $250,000 per category in non-registered.

Financial Services Regulatory Authority of Ontario (FSRA) provides unlimited protection in registered accounts and up to $250,000 per category in non-registered accounts at Ontario credit unions.

Digital & Access

  • Mobile App
  • Online Banking
  • Interac e-Transfer
  • ATM NetworkTHE EXCHANGE Network
  • Digital Ratingfair
About This Data

Rate and eligibility data is gathered from official credit union websites and verified comparison sources. Last researched Mar 28, 2026. Always verify rates directly on the official website before making financial decisions.

Official Website