Provincial Rates·Prince Edward Island

Best Credit Union HISA Rates in Prince Edward Island 2026

Compare high-interest savings account rates at Prince Edward Island credit unions. Deposits at Prince Edward Island credit unions are protected with no dollar limit when held in a registered account, and up to $250,000 otherwise, by PEI Credit Union Deposit Insurance Corporation.

6 Prince Edward Island credit unions with HISA ratesUnlimited on registered accounts

6

Prince Edward Island credit unions with published HISA rates

Unlimited (reg.)

deposit insurance coverage in Prince Edward Island

Verified

rates sourced from official credit union websites

Deposit insurance in Prince Edward Island

Deposits at Prince Edward Island credit unions are protected with no dollar limit when held in a registered account, and up to $250,000 otherwise, by PEI Credit Union Deposit Insurance Corporation. This is a provincial system, entirely separate from the federal CDIC that covers bank deposits.

A HISA held in a registered account such as a TFSA or RRSP at a Prince Edward Island credit union has no coverage limit. A non-registered HISA is covered up to $250,000; above that, consider spreading balances across institutions or account categories.

Full deposit insurance guide

At a glance

InsurerPEI Credit Union Deposit Insurance Corporation
Coverage limitUnlimited (reg.)
Applies toSavings, chequing, GICs, TFSA, RRSP, RRIF deposits
Separate from CDIC?Yes, completely independent

Looking beyond Prince Edward Island?

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